Why Getting Married Later in Life Can Be Delightful

Contrary to popular opinion, there is no official timeline when it comes to getting married. So, it doesn’t really matter whether you’re in your 20s or your 50s, how old you are when you get married doesn’t diminish the significance of the event. Suppose, you’ve saved marriage for your golden years. The Reluctant Retiree has some tips on how to navigate life together in your latter years. 

Finding Your Ideal Property

Finding your ideal property together may look a bit different than in days gone by. Now, that you don’t have the kids to consider anymore, you could desire a smaller home seeing as it’s just for the two of you. Also, the type of property that you might prefer could differ from the fancy properties that might have caught your eye in your younger days. For example, maybe a ranch-style house would be more to your liking as opposed to a split-level house because there are just too many stairs to go up and down every day.

If you’ve found what appears to be your perfect property, check for problems before you fully commit. Simple fixes can be handled by a contractor, or you may choose to tackle them yourself depending on your comfort with DIY projects. And even if pests give you the chills, don’t let an errant rodent ruin your home plans. Instead, simply look online for “best mice exterminator near me” and call someone out to take care of the problem. Be sure to read some reviews first, so you end up with someone who can get rid of the pests quickly, but in a way you are comfortable with.

Making Your New Home Fit for Two

As far as making your house a home goes, this too may be a little trickier than anticipated because it will require the blending of two different tastes and styles together so that it looks like one cohesive home. That said, if design and decor are not really up your alley, you don’t need to go all out to make your new home look fresh and exciting. In fact, if you’re more used to your creature comforts, then you could stick with the things that make you comfortable and recreate the look of your previous home in your new home if you want to. Again, you’ll have to take each other’s preferences into account. But this shouldn’t be too difficult to do if you’ve decided the simpler life is better for the both of you.

Getting All the Paperwork Sorted

Apart from all the legal documentation that will need to be completed upon getting married, you will most probably have to see to other details such as updating your social security info, applying for different or more comprehensive home insurance, reevaluating your health insurance, as well as planning a new budget together. Also, you may need to start thinking about the costs of aged-care living as a precautionary measure further down the line.

Speaking of paperwork, perhaps you’ve decided that buying a property is not the only thing you’d like to do together. Maybe starting a business together sounds just as appealing. It doesn’t even matter if you’re close to or past retirement age, as people of all ages are doing side hustles such as freelancing or consulting nowadays. Plus, it’ll give you even more quality time together as you contemplate the next big thing together. It’ll also give you the opportunity to generate extra income for the future. You could think of it as your financial cushion to cover unexpected expenses down the line.

You’ll also need to decide on the type of structure you want your business to be. An LLC is an excellent option for first-time entrepreneurs because of its flexibility, minimal paperwork, and tax benefits. Just be sure to double-check the filing regulations in your area, as these differ from state to state. Then, start getting the word out about your new venture. Plug into social media; it’s a free or low-cost option with a lot of bells and whistles.

In summary, when you’ve found your forever person, planning a life together becomes even more special, regardless of whether you’re just starting out in life or if you’re more experienced at doing life.

Once you’re settled and ready to relax, look for a great book from the Reluctant Retiree. She is passionate about reading, and will get you on a path towards great armchair travels every time!

Image via Pexels

Tips for Seniors on How to Save Money and Live a Healthy Lifestyle

There is much more to saving money than financial planning. Taking on a healthier lifestyle will not only make you feel better but also lower your expenses in the long run. If you are concerned about living a healthier lifestyle but don’t want to break the bank on a gym membership and expensive organic foods, consider these simple tips. 

Get Creative With Your Workout

You don’t need a gym to get in a good workout. Save money and work out at home. If you don’t have the equipment, don’t worry. Workouts using your bodyweight require nothing more than your body to create resistance and build muscle. Implement cardio by going for a walk outside or simply doing chores around the house. If you’re not sure where to begin, take advantage of employee wellness programs. Many employers offer free health classes, such as yoga. You can even download free health apps on your smartphone.

Change the Way You Access Food

It is easy to associate healthy food with a higher grocery budget. One study shows that healthier food is almost three times more expensive than less nutrient-rich foods. However, you can fuel your body with healthy foods in a more affordable way. Buy your healthy nonperishables in bulk. This is great for canned foods and snacks that you keep in the pantry. Cut back on meat and supplement legumes for protein. Only buy seasonal fruits and vegetables. If you have space for a garden, grow your own produce and save big money.

Go Green

Going green might sound expensive, but there are simple changes you can make that will decrease your utility bills and better your way of living. For example, clean your home using chemical-free DIY cleaners with things you have around the house, such as lemon juice and vinegar. Shop at your local farmer’s market and avoid driving when you can. Buy a bicycle or walk when your destination is nearby.

Turn Your New Life Into a Business

As you create your new lifestyle, consider the ways that you can turn your healthy hobbies into a business venture. If you’ve gotten into biking, you might open a bike repair shop, or if outdoor sports are your main form of exercise, consider starting a sports gear store. Maybe others will love your DIY cleaning products. You could start selling them with little cost. Use a label maker to create bottle labels for every product. Speed up the label-making process by using free online tools and templates to customize a logo for your brand.

Before your business takes off, consider making it official by forming an LLC. It will protect you from potential liability lawsuits and allow you more tax advantages and flexibility. LLCs also require very little paperwork. You can register online in under an hour. Be sure to check Florida LLC requirements before you get started. 

Being Healthy Actually Saves Money

In the long run, you’ll notice that creating a healthier lifestyle will actually save money on expenses like health insurance premiums. Biking saves on gas money and vehicle repair costs. Cooking from home allows you some quiet time to enjoy a meal with a good book and avoid the cost and noise associated with eating out. 

Personalizing your wellness plan often turns into finding things that you enjoy and expanding on them in your life. If it becomes a business opportunity, then you live better and make money. Living a healthy lifestyle is so much more than tedious exercise and expensive grocery bills. 

Leadership Learning Opportunities: 8 Resources

Developing and growing as a leader requires plenty of introspection. But as many excellent leaders have learned, true learning involves ongoing, consistent effort — and there is really no end to the amount of growth you can experience.

Whether you’re already aware of your personal biases or recognize the need for further exploration into how you (and your company) relate to others, consider these resources, courtesy of Book Reviews by the Reluctant Retiree.

Pick Up a Good Book

Reading is an excellent way to explore leadership topics at your own pace. When you consider how confronting some topics can be, it may be ideal to start your journey with a less confrontational format of learning. The following books are helpful resources, regardless of where you are in your journey to uncovering and addressing complex workplace issues:

  • Dive into the topic of hidden prejudice and racial issues in America (and elsewhere) with Jennifer L. Eberhardt Ph.D.
  • Discover ways you can work toward fighting bias in your personal (and professional) life with Dolly Chugh.
  • Extend your exploration of bias as it relates to your leadership responsibilities in the workplace.

Learn from Others

When it comes to organizational efforts, diversity is a crucial strategy for growth and progress. But implementing diversity in your workplace or among your team can be a challenge. Opening your mind to others’ experiences and how organizations approach diversity can guide your own actions.

  • Approach others’ experiences with an open mind and a flexible perspective.
  • Read up on recognizing the bias ecosystem and how it impacts your perceptions of — and actions at — the workplace.
  • Understand why many diversity programs fail and how to circumvent those issues in your organization.

Embrace Interactive Learning

Books and articles are a helpful way to begin exploring challenging topics. But an interactive course or experience could serve as the next step in the process of recognizing and changing your personal and professional perceptions. From more general courses in business to specific training for the reduction of biased behavior in the workplace, consider these options:

  • Consider whether an online education may provide the opportunity to improve leadership skills at your own pace without disrupting your current career path.
  • Explore resources to help you become more conscious of unintentionally harmful hiring practices — and avoid them.

Leadership is less a goal and more of a journey, as these resources prove. Throughout your experiences as the leader of a team or organization, you’ll encounter many opportunities for improvement and enlightenment. A mindset toward growth is perhaps the most crucial resource for true leaders.

Book Reviews by the Reluctant Retiree is the product of an unreformed bookworm who never lost her love of reading. Reach out today to share your own experiences and book recommendations!

Photo via Unsplash

This post has been guest authored by Natalie Jones of homeownerbliss.info

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