Are you trying to find some new ways to live a more frugal lifestyle but you are having a lack of inspiration?
This book is filled with tips for simple frugal changes that you can make in your household, with your beauty routine, with your finances, and at the grocery store.
You are sure to be inspired to make some of these simple changes and to have money for things that really matter to you!
Zimmy 4.0 out of 5 stars. Exactly what I waS looking for. Reviewed in the United States on October 6, 2020. Format: Kindle. Verified Purchase I wanted to start preparing for a retired life with my husband and hope to RV a lot. I've looked at several books about frugal living and they all seemed to extreme or not really being frugal as we wanted to be. This ebook with straight forward tips and experience. It just keeps it simple and can apply to any lifestyle.
A hilarious guide to learning the romance language and communication styles of Italy.
You don’t need words to speak Italian. You don’t have to study Italian or travel to Italy to communicate like a true paesano. All you really need is this unique “phrase book” of the most common Italian expressions, complete with authentic Italian gestures and body language.
Now, even if you don’t know a single word of Italian, you can learn the most common greetings and expressions, dinner-table comments, hot vows of love, bargaining tricks, insults, threats and curses. This book shows you how. There’s no faster or funnier way to learn how to communicate in Italy, Italian restaurants, with your grandparents or your friends.
Editorial Reviews
Amazon.com Review
Italian gestures are a language unto themselves. In Italian Without Words, 86 expressions are presented, paired with the Italian phrases they conjure and their English translations, all demonstrated by a man and woman who have to be seen to be appreciated. They’re funny, but the intent is not to ridicule; rather, they are holding on to a part of their heritage. The facial expressions that accompany the phrases are entertaining to practice, and visits to Italy are enhanced by the ability to communicate “You’re a disgrace!” (Disgraziato!), “I dare you!” (Ti sfido. Provaci!), and “Don’t leave me, I love you!” (Non lasciarmi, ti voglio bene!) without saying a word.
About the Author
Don Cangelosi, a Director of the Boys Club of N.Y., and Joseph Delli Carpini, an advertising executive, are native New Yorkers who delight in carrying on long conversations in Italian without uttering a single word. They usually get the best tables in Italian restaurants.
Pressure hurting sports and homework? Here’s the fix —
evidence-based guides for athletes, parents and coaches to calm nerves, compete
better, and lift grades.
Mental Toughness for
Student-Athletes
Student-Athlete Series Book 1
by Dobb Mayo
Genre: Non-Fiction, Sports Self-Help
🏆
Award-Winning Book — Winner of two Gold Medals in the 2025 Global Book
Awards.
Mental Toughness for Student-Athletes
A proven playbook
for student-athletes—and the parents, coaches, and mentors who guide them.
Every practice rep, every late-night study session, every
high-pressure moment—it all comes down to this: Will you rise to the occasion
or let doubt win?
Mental Toughness for Student-Athletes is your
playbook for becoming the athlete who doesn’t just survive pressure, but
thrives in it. Inside, you’ll discover proven strategies to:
✅
Transform pre-game anxiety into laser focus ✅ Reframe setbacks as fuel for
growth ✅ Balance academics and athletics
without burning out ✅ Build resilience and mental
clarity that last a lifetime
📘
Unlike generic mental toughness books, this guide is built exclusively for
student-athletes.
You’ll find real-world examples, actionable exercises, and
insights from sports psychology—all backed by more than 300 research
references—to help you perform when it matters most.
Whether you’re chasing a scholarship, a championship, or
your personal best, this book will help you develop the unshakable confidence
and inner drive that set elite competitors apart.
If you’re ready to take control of your performance and
unlock your full potential, Mental Toughness for Student-Athletes is
your essential first step.
Click “Add to
Cart” to start your journey to excellence!
“‘Tough it out’ isn’t a strategy—it’s a warning
sign. Real mental toughness isn’t about ignoring anxiety or brushing off mental
health struggles; it’s about understanding, managing, and using them to fuel
performance.”
🏆 Award-Winning Book — Finalist in the 2025 Global Book
Awards (Health: Counseling & Psychology)
Your
athlete is disciplined, hardworking, and passionate about their sport. But when
the pressure builds, self-doubt, fear of failure, and anxiety can hold them back more than any physical opponent. They push
through, but at what cost?
You want
to help—but where do you start? Ignoring mental health won’t make it go away—so
how do we equip student-athletes with the tools to manage it and thrive under
pressure?
As a sports psychology writer,
former athlete, and parent of student-athletes, I understand the
unique pressures young competitors face. This book isn’t just theory—it’s
a research-backed, practical guide designed
to help student-athletes manage anxiety, build confidence, and develop mental
resilience. With proven techniques
used by elite athletes, parents and coaches will gain the tools to support
their athletes’ mental health while helping them perform at their best—without
burnout or fear holding them back.
Inside, You’ll Discover:
✅5-Step Strategy to Manage Performance Anxiety – Simple,
science-backed techniques to calm nerves before and during competition. ✅Overcoming the Fear of Failure – Develop a growth mindset that
turns mistakes into learning opportunities. ✅Essential Mental Health Tools – Help student-athletes balance
academics, athletics, and personal well-being without feeling overwhelmed. ✅Strategies for Managing Setbacks & Injuries – Help
student-athletes cope with challenges and bounce back stronger. ✅Real-Life Case Studies from Athletes & Coaches – Learn how
top performers overcame anxiety and built resilience. ✅Communication Strategies for Parents & Coaches – Foster
open, supportive conversations that empower athletes rather than adding
pressure. ✅How to Recognize Early Signs of Stress & Burnout – Spot
red flags before anxiety impacts performance and well-being.
Will anxiety continue to control your student-athlete’s performance, or will
they learn to master it? The choice starts here.
Dobb Mayo is a sports
psychology writer, former athlete, and parent of student-athletes. With a
passion for mental performance and sports nutrition, Dobb combines
research-backed strategies with real-world experience to help student-athletes
manage anxiety, build resilience, and optimize both mind and body for peak
performance—on and off the field.
Anxiety doesn’t have to hold your
athlete back. Give them the tools to manage stress, build confidence,
and perform at their best—starting now.
📖 Click “Add to Cart” to help your
student-athlete take control today!
Dobb
Mayo is an award-winning nonfiction author and entrepreneur focused on sports
psychology and performance nutrition for student-athletes. A biologist and
editor-in-chief of RateYourSupplements.com, Dobb turns evidence into practical
playbooks that help athletes—and the parents and coaches who support
them—manage anxiety, sharpen focus, and excel in both sport and school.
“Own your story, build your brand, and share it with the
world—your author journey starts here.”
Authors- How To Brand
You and Your Books
by Jolene MacFadden
Genre: Non-Fiction, Author Self-Help
Digital Marketing Assistance for the Business Challenged
Writer
One of the most difficult tasks for any creative talent is to effectively brand
ourselves and our stories.
This book will help you.
From websites to the most popular social media platforms, I have experienced it
all, and will provide you with most of the tips and tricks I have learned
through the years. This book will also help you gain some basic understanding
behind the ‘why you should do these tasks yourself’. It has become a
requirement in today’s publishing climate for both indie and traditionally
published authors to have a social media presence. This book will show you the
different places you should be spending your valuable time to, hopefully, be
most effective at connecting with your readers and make more sales. I include
some great ideas on what to post, how often, and when. (Of course, you do what
is best for you and your schedule)
The main goal is to inform, encourage, and to show you that YOU CAN DO THIS or you, your
readers, and your professional book writing business
Welcome to the 30-Day Challenge Workbook. Within these pages
are helpful forms that will help you get started on your digital marketing
journey for your small business. This workbook along with my other beginner’s
reference book called, “Top Ten Ways to Market Your Books for Free”,
which works for authors and small businesses, will help you understand the
how’s and whys of social media. Again, these are beginner guides only. At the
end of 30 days, you will have actionable routines and data to help you formulate
a plan of action that works for you and your business.
Quick and easy information for writers who want to know how
to market their book on a very tight budget. Tips and tricks gathered from
years of working with writers, publishing my own books, and as a reader wanting
to find more on the writers I want to read.
Jolene MacFadden is a multi-published nonfiction author,
digital marketer, and lifelong storyteller dedicated to helping writers build
their brands and thrive in today’s publishing world. With decades of hands-on
experience as a financial counselor, freelance web designer, and marketing
strategist, she blends practical know-how with creative insight to guide
authors through the often-overwhelming world of book promotion. Her popular
guides—”Authors: How to Brand You and Your Books”, “30-Day Social Media
Challenge Workbook”, and “Top Ten Ways to Market Your Book for Free”—have
become go-to resources for indie, hybrid, and traditionally published authors
alike.
An eclectic learner and enthusiastic community builder,
Jolene has grown a vibrant multi-platform presence, engaging readers and
writers through Pinterest, Mastodon, TikTok, Substack, and YouTube. She hosts
the lively Jolene’s Book and Writer’s Talk podcast, where she interviews
authors and industry pros across genres, and she regularly speaks at book
festivals and writers’ conferences across Florida. Her passion for
storytelling, education, and empowerment drives everything she creates—whether
it’s a blog post, a marketing workshop, or her Solo Sojourn Project inspiring
solo women travelers to explore public lands.
Jolene also writes historical fiction, mystery, and romance
under the pen name L. J. Green (Lillian Jade Green), where she blends rich
historical detail with intrigue and heart. A proud “Booming Xer,” she lives a
life of exploration, blending authorship, digital entrepreneurship, and travel
in her home state of Florida.
Social Security and Medicare were built as safety nets, not lifelong guarantees. With benefits under strain and healthcare costs climbing, independence has become the cornerstone of modern retirement. This article walks you step-by-step through building a private, sustainable safety net — one that lets you retire with freedom and confidence.
Key Takeaways
You can retire securely without government programs if you:
Diversify your income sources early.
Invest steadily and avoid lifestyle inflation.
Build private healthcare and long-term care options.
Stay employable through lifelong skill growth.
Plan for taxes, housing, and legacy protection.
Rethink Retirement as a System
Stop viewing retirement as a single event. Think of it as an ecosystem made up of three living parts:
Income Stability – Create earnings that survive inflation (dividends, rentals, consulting).
Health Security – Combine preventive habits with affordable private plans from marketplaces such asPolicygenius.
Asset Durability – Use diversified funds through platforms like Vanguard to preserve long-term value.
Independence-Ready Retirement Checklist
Use this list as a self-audit before leaving full-time work:
Automate investing through Betterment or work with a fiduciary adviser.
Reinvest dividends and minimize withdrawals during strong markets.
Step 2 — Control Health Costs
Max out a Health Savings Account (HSA) each year.
Shop for affordable long-term care policies early.
Compare private plans on eHealth to fill Medicare-like gaps.
Prioritize preventive care: annual screenings, a balanced diet, regular movement, and stress management.
Step 3 — Simplify Housing
Downsize or relocate to reduce overhead.
Explore co-living or shared-equity housing for built-in community support.
Evaluate regional cost-of-living data with this BankRate tool.
Go Back to School, Move Forward in Life
Continuing education can dramatically increase earning potential, especially in mid-career or pre-retirement stages. Pursuing a master’s degree can strengthen leadership skills, improve job mobility, and boost income for your final working years, all while keeping your mind engaged.
Today’s flexible formats make higher education accessible. If you’re ready to sharpen professional expertise or pivot careers, consider this: Online programs allow you to balance full-time work with part-time study, setting you up for both intellectual and financial dividends.
Quick Reference Table
Focus Area
Objective
Example Move
Income
Create sustainable, inflation-resistant cash flow
Build dividend or consulting income
Healthcare
Reduce out-of-pocket exposure
HSA + private insurance
Housing
Cut fixed costs
Downsize / relocate
Education
Extend career earning power
Online or certificate programs
Legacy
Preserve assets
Update estate documents
Featured Tip: Build a Wellness Fund
Instead of setting up a special account, simply budget a small percentage of your monthly income — even 2–3% — for preventive health and wellness. This can cover things like annual checkups, dental cleanings, fitness classes, or nutrition consultations. Think of it as maintenance for your most valuable asset: your long-term health.
Small, consistent spending on prevention often reduces big medical costs later — and helps you stay active, independent, and able to enjoy the freedom you’ve worked so hard to build.
FAQ
Q: Can I truly retire without Social Security? Yes, if you replace it with diversified income and disciplined savings. Independence starts with multiple streams, not one benefit.
Q: How much should I earmark for medical costs? Set aside about $8,000–$10,000 per year in retirement for health-related expenses — including premiums, prescriptions, and potential long-term care. Over 25 years, that adds up to roughly $200–$250K, depending on your coverage choices and location.
Q: What if I started saving late? Extend your working horizon, increase contributions, and reduce expenses — every year of delay adds compound value.
Q: Should I keep some government coverage if eligible? Absolutely. Treat it as backup, not your foundation.
Conclusion
Financial independence in retirement isn’t reserved for the wealthy — it’s engineered through habits, not luck. By stacking steady income, affordable healthcare, and continuous learning, you can build a safety net that depends on you, not Washington. The earlier you begin, the freer you’ll finish.
Book Reviews by the Reluctant Retiree 